This website contains information pertaining to the Central Laborers’ Pension, Welfare and Annuity Funds. The actual Fund provisions may be found in the Funds’ Plan documents which include the actual Plan and Trust Agreement. In the event of a conflict between the wording in this website and the Plan documents that govern the Plans, the Plan documents shall govern. Central Laborers’ Pension Fund maintains this web site for informational purposes only. Users may download, copy and reprint information from this site for non-commercial purposes so long as Central Laborers’ is cited as the source of the originating material. Unless otherwise indicated, the materials published on this web site, including opinions expressed therein, are the responsibility of the individual authors / compilers and not those of Central Laborers’ Pension Fund. This web site contains links to other web sites not under the control of Central Laborers’ Pension Fund. Central Laborers’ provides these links as a convenience for users of its site and is not responsible for their contents. The presence of a link does not imply endorsement or approval of its contents by Central Laborers’ Pension Fund. Central Laborers’ makes no warranty as to the accuracy or completeness of any of the material on this web site and is not liable for any expense or damages incurred as a consequence of its use, including expense or damages arising from communication failure and/or computer malfunctions associated with use of this site.